Do not use your hard money to pay collections companies

Here’s what you wanna do first

Once the original creditor has sold your account

They now forfeit their right to collect on that debt

There are four things you wanna ask the collections company for

The original contract with your written signature

You’re going to need the collections company to give you the original information from the original creditor

You want their name?

The address

And the phone number

Next, you want them to give you a breakdown of the payment history billing history, same thing

Then you need the collection company to provide you with proof of ownership

You need to show that they have ownership of that debt

And that they have the right to collect on it

No, you’re rights